Open Enrollment for 2024 Benefits Need to Knows

Open Enrollment is your annual opportunity to enroll or change your coverage and add or drop dependents for your health, dental, short-term income protection, and flexible spending accounts (FSA). Open Enrollment will be Sunday, October 1 through Friday, October 27, 2023. All changes must be submitted through Employee Direct Access by 4:30 p.m. on October 27, 2023.

We will be re-introducing Open Enrollment Information Sessions this year! Consider attending a session to learn more about our plans and speak with benefits staff and our various vendors. No sign-up is required, and the sessions will be “open house” style.

 

 Tuesday, October 3, 2023

12:00 p.m. – 6:00 p.m.                                    Henrico Training Center

                                                                          7701 E. Parham Road

                                                                          Rooms 2029/2030

 

Thursday, October 19, 2023

12:00 p.m. – 6:00 p.m.                                   Eastern Government Center

                                                                         Community Room

                                                                         3820 Nine Mile Road

What do you need to know?

  • Healthcare rates will not increase for full-time employees! Anthem will continue to administer our health care and prescription drug benefits. There will be new group numbers in 2024, so plan participants will receive new insurance cards for 2024. Please make sure you use the new card for services starting January 1, 2024.
    1. Due to IRS inflation guidelines, there will be an increase to the high-deductible health plan (HDHP)’s deductible. For employee-only coverage, the deductible will increase by $200, totaling $3,200. The deductible for any dependent-level coverage will increase by $400, totaling $6,400.
  • Delta Dental will continue offering the same plan options for 2024 with a minimal rate increase.
  • TASC will continue to provide our Flexible Spending Accounts (FSAs) benefit. This year, the minimum annual election for both healthcare and dependent (day) care FSAs will be $100. The new maximum to the healthcare FSA will be $3,050. The dependent (day) care FSA limit will remain at $5,000.

 

 What do you have to do as an employee?

  • Re-enroll in Flexible Spending Accounts if you wish to participate in 2024.
    1. Up to $570 will roll over into your 2024 healthcare flexible spending account.
  • Review your current plan and dependents to see if changes need to be made.

Note: Healthcare, dental, and short-term income protection enrollments will roll over for 2024 unless you change them during Open Enrollment.

We encourage you to take advantage of Open Enrollment to choose the benefits that are right for you and your family. Visit our dedicated Open Enrollment webpage at https://employees.henrico.us/info/oe for more information!

As a reminder, Open Enrollment for Voluntary Benefits will also be from October 1, 2023 – October 27, 2023. Enrollments and changes to your voluntary benefits are handled through Pierce Insurance Agency, Inc. on the web at pierceins.com/henrico or call 800-421-3142 ext. 170.

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Open Enrollment is Coming Up!

Summer is in full swing, but that doesn’t mean you can’t start thinking about Open Enrollment! This year’s Open Enrollment period will be from October 1 to October 27, 2023. During this time, you’ll have the opportunity to make changes to your health insurance, dental insurance, flexible spending accounts, and voluntary benefits.

We’re excited to announce that Anthem will be our new Employee Assistance Program (EAP) vendor starting August 1. EAP offers a wide range of no-cost support services and resources to benefit-eligible employees. Visit the HR Employee Portal at employees.henrico.us/info/eap/ to learn more!

We’ll be sending out more information about Open Enrollment in the coming months, including details about TWO new voluntary benefits offered through Pierce Insurance. Until then, here are a few things to keep in mind:

  • The Amplifon Hearing Programis available at no cost to Delta Dental members. You can save up to 66% off retail pricing on hearing aids!
  • Open Enrollment does not include retirement and life insurance. We encourage you, however, to review your accounts and make changes as necessary. Manage your beneficiaries, view your account balance, and create a benefit estimate using your myVRS
    • VRS offers members one-on-one meetings, webinars, and classroom sessions. Sign up at org/education/!
  • Life insurance changes can be made at any time throughout the year. You can review your coverage and make changes through myVRS. Once logged in, select the “My History” drop-down and click “Life Insurance.”
    • On the right-hand side of the page, click the “Visit Securian” button and click “Continue” to be re-directed to the Securian Financial website.

If you have additional questions about your benefits, please review the Employee Website or contact the Benefits Department by phone at (804) 501-7371 or email HR-Benefits@henrico.us.

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Open Enrollment for 2023 Benefits

October 1 marks the beginning of Open Enrollment for your 2023 Henrico County Employee Benefits. Now is the time to assess your health and wellness needs to select which health, dental, and health savings plans will work for you and your goals.

As Henrico County Employees, we are fortunate that our employer can consistently provide remarkably high quality coverage with as minimal cost to us as possible. Over the last two years, the County did not raise its employee benefit premiums amid the pandemic and nationally rising health care costs. In fact, in an unprecedented move, Henrico absorbed the higher rates into its budget while also approving historic salary increases.

Unfortunately, with the continued increase in health care costs, employees will see a slight increase in their premiums this year. However, considering the $16 million rise in Healthcare claims in the last fiscal year alone, the successfully negotiated pharmacy contracts, and the continued excellent quality of the benefits, this additional cost is nominal. Therefore, at most, employees will only see a $10-$45 increase in the premiums, depending on the selected plans. It is also important to note that Henrico will assume 80 percent of the aggregate cost of employee healthcare premiums.

The County has again tried to mitigate the additional cost to employees as much as possible. A recent study showed “…that Henrico County’s healthcare cost coverage is considered an “outlier” as it is one of only 15 percent of organizations in the entire country that provide healthcare cost coverage at the level that Henrico does.“

While the annual increase is a natural part of business and economic growth, Henrico wants to underline the quality of these benefits and the importance of their employees. County Manager has shared, “The quality of this benefit and the support that is provided by the Board of Supervisors is a major part of what keeps Henrico an employer of choice in the region.” He has also expressed gratitude for employees and their hard work saying, “…understand that our employees are everything to the success of this County, both now and into the future. Thank you all for the extraordinary work you do.“

Please visit the 2023 Open Enrollment pages on the Employee website to learn more about the plans and benefits available. Please click on the ‘My Benefits’ icon in Oracle to participate in Open Enrollment.

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New Year, New Opportunities

Open Enrollment for 2020 Benefits

Open Enrollment will be Saturday, October 5 through Friday, November 1, 2019. This is your chance to enroll or drop benefit coverage, change plans, or add/drop dependents. Changes made during Open Enrollment will be effective on January 1, 2020. Outside of Open Enrollment, changes can only be made within 60 days of a qualifying event.

Review plan comparisons, rates, benefit details and enrollment instructions on the HR Employee Portal at the start of Open Enrollment October 5th. Consider attending an Open Enrollment Information Session (dates below) to learn more about our plans and speak with benefits staff and some of our vendors.

  • October 10 & 17: Eastern Government Center (3820 Nine Mile Rd.) Multipurpose Room from 3:00 pm – 6:00 pm
  • October 21 & 29: Henrico Training Center (7701 East Parham Rd.) from 1:00 pm – 4:00 pm

Pierce Insurance, who manages our voluntary benefit offerings, will have benefits counselors onsite during open enrollment to help you enroll in voluntary benefits. And, if you did not meet with a counselor during the initial enrollment period, please do so during open enrollment. A donation of $10 will be made to Children’s Hospital of Richmond at VCU for each person who meets with a voluntary benefits counselor to learn more about the Lifetime Benefit Term with Long Term Care plan. Let’s beat our previous donation of $13,300!

What do you need to know?

  1. Anthem will continue to administer our health care benefits. Anthem will be moving to a new claims platform and plan participants will receive new medical insurance cards for 2020. Please make sure you use the new card for services starting January 1, 2020.
  2. There are no changes to the High Deductible Healthcare Plan (HDHP) with a Health Savings Account (HSA) plan. The rates have been the same since the plan was introduced in 2015! Attend a session to explore why this may be the right plan for you.
  3. Delta Dental will continue to offer the same plan options for 2020 with a slight change in rates.
  4. MetLife will continue to provide disability coverage with a slight change in rates.
  5. Navia will also continue to provide Flexible Spending Accounts (FSAs). This year there will be a $50.00 increase to the Health Care FSA, the new limit will be $2,700. The Dependent (Day) Care FSA limit will remain at $5,000.

What do you have to do as an employee?

  1. Re-enroll for Flexible Spending Accounts if you wish to participate in 2020.
  2. Review your current plan and dependents to see if changes need to be made.
  3. Note: Health care, dental and short-term income protection enrollments will rollover for 2020, unless you change them during Open Enrollment.

Now that you have the overview, attend one of the scheduled Open Enrollment sessions to learn more or contact HR Benefits at 501.7371 or HR-Benefits@henrico.us .

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Open Enrollment

Open Enrollment will begin Saturday, October 5 and end Friday, November 1 at 4:30 pm.

Review plan comparisons, rates, benefit details and enrollment instructions on the HR Employee Portal at the start of Open Enrollment October 5th. Consider attending an Open Enrollment Information Session (dates below) to learn more about our plans and speak with benefits staff and some of our vendors.

  • October 10 & 17: Eastern Government Center (3820 Nine Mile Rd.) Multipurpose Room from 3:00 pm – 6:00 pm
  • October 21 & 29: Henrico Training Center (7701 East Parham Rd.) from 1:00 pm – 4:00 pm

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